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    <description>The Latest</description>
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    <pubDate>Tue, 26 May 2026 18:15:34 GMT</pubDate>
    <dc:date>2026-05-26T18:15:34Z</dc:date>
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    <item>
      <title><![CDATA[ Why AI use must be transparent, governed and trusted ]]></title>
      <link>https://www.dig-in.com/opinion/why-ai-use-must-be-transparent-governed-and-trusted</link>
      <description><![CDATA[ Can an insurer explain its decisions and demonstrate that AI is being used fairly and responsibly?  ]]></description>
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      <category><![CDATA[ Insurtech ]]></category>
      <pubDate>Tue, 26 May 2026 18:15:34 GMT</pubDate>
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      <dc:creator>Mike Dwyer</dc:creator>
      <dc:date>2026-05-26T18:15:34Z</dc:date>
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      <title><![CDATA[ Insurance firm Safepoint, backers seek $283.3M in IPO ]]></title>
      <link>https://www.dig-in.com/articles/insurance-firm-safepoint-backers-seek-283-3m-in-ipo</link>
      <description><![CDATA[ Safepoint Holdings Inc and some of its backers are seeking to raise as much as $283.3 million in an initial public offering.  ]]></description>
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      <category><![CDATA[ IPOs ]]></category>
      <category><![CDATA[ Insurtech ]]></category>
      <category><![CDATA[ Startup ]]></category>
      <category><![CDATA[ Commercial insurance ]]></category>
      <pubDate>Tue, 26 May 2026 17:38:38 GMT</pubDate>
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      <dc:date>2026-05-26T17:38:38Z</dc:date>
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      <title><![CDATA[ Why pricing is ready for digital transformation ]]></title>
      <link>https://www.dig-in.com/opinion/why-pricing-is-ready-for-digital-transformation</link>
      <description><![CDATA[ The next generation of pricing will harness AI, behavioral analytics and real-time data streams.  ]]></description>
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      <category><![CDATA[ Artificial intelligence ]]></category>
      <category><![CDATA[ Insurtech ]]></category>
      <category><![CDATA[ Data management ]]></category>
      <category><![CDATA[ Climate change ]]></category>
      <pubDate>Tue, 26 May 2026 10:00:00 GMT</pubDate>
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      <dc:creator>Dorota Gawron</dc:creator>
      <dc:creator>Michał Trochimczuk</dc:creator>
      <dc:date>2026-05-26T10:00:00Z</dc:date>
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      <title><![CDATA[ Home insurance rate hikes may be cooling off   ]]></title>
      <link>https://www.dig-in.com/news/home-insurance-rate-hikes-may-be-cooling-off</link>
      <description><![CDATA[ Insurance claims dropped in 2025, but covered loss amounts didn't follow, largely due to the severity of the Southern California wildfires, Rate reported.  ]]></description>
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      <category><![CDATA[ Homeowners insurance ]]></category>
      <category><![CDATA[ Housing affordability ]]></category>
      <category><![CDATA[ Servicing ]]></category>
      <pubDate>Tue, 26 May 2026 10:00:00 GMT</pubDate>
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      <dc:creator>Spencer Lee</dc:creator>
      <dc:date>2026-05-26T10:00:00Z</dc:date>
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      <title><![CDATA[ How AI is cutting costs for insurance providers ]]></title>
      <link>https://www.dig-in.com/news/how-ai-is-cutting-costs-for-insurance-providers</link>
      <description><![CDATA[ Many recent deployments of AI are proving their worth in reducing costs and claims. Nationwide and Whisker Labs' Ting devices proactively prevent electrical fires; telematics data is helping truck fleets cut collision costs; and voice AI is providing faster responses to policyholders.  ]]></description>
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      <category><![CDATA[ Artificial intelligence ]]></category>
      <category><![CDATA[ Claims ]]></category>
      <category><![CDATA[ Risk management ]]></category>
      <category><![CDATA[ Property and casualty insurance ]]></category>
      <category><![CDATA[ Insurtech ]]></category>
      <pubDate>Mon, 25 May 2026 10:00:00 GMT</pubDate>
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      <dc:creator>Daniel Wolfe</dc:creator>
      <dc:date>2026-05-25T10:00:00Z</dc:date>
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    <item>
      <title><![CDATA[ How candidates' climate plans would reshape California insurance ]]></title>
      <link>https://www.dig-in.com/news/how-candidates-climate-plans-reshape-california-insurance</link>
      <description><![CDATA[ The people vying to be the state's next insurance commissioner share how they would work with property data, climate risk mitigation programs and legislative proposals to mitigate the impact of climate change on policyholders.  ]]></description>
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      <category><![CDATA[ Climate change ]]></category>
      <category><![CDATA[ California ]]></category>
      <category><![CDATA[ Regulation and compliance ]]></category>
      <category><![CDATA[ Property and casualty insurance ]]></category>
      <pubDate>Fri, 22 May 2026 16:00:00 GMT</pubDate>
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      <dc:creator>Michael Shashoua</dc:creator>
      <dc:date>2026-05-22T16:00:00Z</dc:date>
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      <title><![CDATA[ How to rethink acquisition KPIs in insurance ]]></title>
      <link>https://www.dig-in.com/opinion/how-to-rethink-acquisition-kpis-in-insurance</link>
      <description><![CDATA[ Audit your KPIs, align around outcomes and measure incrementality across the conversion stages.  ]]></description>
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      <category><![CDATA[ Insurtech ]]></category>
      <category><![CDATA[ Marketing ]]></category>
      <category><![CDATA[ Customer experience ]]></category>
      <category><![CDATA[ Agents ]]></category>
      <pubDate>Fri, 22 May 2026 10:00:00 GMT</pubDate>
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      <dc:creator>Tom Vladeck</dc:creator>
      <dc:date>2026-05-22T10:00:00Z</dc:date>
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      <title><![CDATA[ The future of rate increases: California candidates' forecasts ]]></title>
      <link>https://www.dig-in.com/news/future-rate-increases-california-candidates-forecasts</link>
      <description><![CDATA[ As California's next insurance commissioner, how would each candidate treat insurers' requests to raise rates, how would they balance keeping insurers in the state and consumer affordability, and how would they manage compensation for advocates in rate increase proceedings?  ]]></description>
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      <category><![CDATA[ California ]]></category>
      <category><![CDATA[ Regulation and compliance ]]></category>
      <category><![CDATA[ Property and casualty insurance ]]></category>
      <pubDate>Thu, 21 May 2026 16:00:00 GMT</pubDate>
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      <dc:creator>Michael Shashoua</dc:creator>
      <dc:date>2026-05-21T16:00:00Z</dc:date>
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      <title><![CDATA[ Federal aid for the next natural disaster could be worse than the L.A. wildfire experience ]]></title>
      <link>https://www.dig-in.com/news/l-a-s-wildfire-recovery-hampered-by-slow-fema-aid-reforms-could-worsen-things</link>
      <description><![CDATA[ Proposed FEMA reforms could further increase financial strain for state and local governments after natural disasters.  ]]></description>
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      <category><![CDATA[ Climate change ]]></category>
      <category><![CDATA[ FEMA ]]></category>
      <category><![CDATA[ Bond ratings ]]></category>
      <category><![CDATA[ Primary bond market ]]></category>
      <category><![CDATA[ California ]]></category>
      <category><![CDATA[ Louisiana ]]></category>
      <category><![CDATA[ Politics and policy ]]></category>
      <pubDate>Thu, 21 May 2026 15:07:12 GMT</pubDate>
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      <dc:creator>Keeley Webster</dc:creator>
      <dc:date>2026-05-21T15:07:12Z</dc:date>
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      <title><![CDATA[ Zurich Insurance deploys AI across 5 countries; Arch Insurance's new CIO ]]></title>
      <link>https://www.dig-in.com/news/zurich-insurance-ai-5-countries-arch-insurances-new-cio</link>
      <description><![CDATA[ Zurich Insurance deploys AI across 5 countries and Arch Insurance's new CIO, plus more news.  ]]></description>
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      <category><![CDATA[ Artificial intelligence ]]></category>
      <category><![CDATA[ Career moves ]]></category>
      <category><![CDATA[ Insurtech careers ]]></category>
      <pubDate>Thu, 21 May 2026 10:00:00 GMT</pubDate>
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      <dc:creator>Kaitlyn Mattson</dc:creator>
      <dc:date>2026-05-21T10:00:00Z</dc:date>
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