There’s a key reason for this: Insurers are getting more comfortable working with insurtechs as thesector has evolved and matured. Successful use cases across technologies like artificial intelligence, computer vision and even blockchain have popped up. The trepidation has largely worn off and insurers see insurtechs as their partners in transformation, not enemies to be feared. And insurance experts are finding their voice in being able to communicate a new vision for their industry.
In order to assemble the list on the following pages, Digital Insurance editors consult third party experts, including some who have previously been on the list, to identify the players representing the top level of the game as it stands this year. Their work will shape the conversation around insurance innovation and influence future editions.
Nicquana Howard, Peggy Bresnick, Anne Gabriel and Sharon Goldman contributed reporting.
Guy Russ, Church Mutual

Tracey Berg, Cerity

Rashmi Melgiri and Inaki Berenguer, Coverwallet

Mark Frederick (pictured) and Gabriel Glynn, Makusafe

Michael Klein, Travelers

Mario Schlosser, Oscar

Mike Fields, State Farm

Jason Andrew, Limelight

Elon Musk, Tesla

John Neal, Lloyds

Jen Fitzgerald (pictured) and Francois De Lame, Policygenius

Dogan Kaleli, Allianz

Dennis McKinley, Milk

David Vogeleer (pictured), Charles Merritt, and James Paul, Buddy

Dan Peate, Avinew

Yogesh Shetty, Avibra

Atul Gawande, Haven

Sally Poblete, Wellthie

Brandon Gell, Clyde

Roberto Sicconi and Maggie Stys

Yaron Ben-Zvi, Haven Life

Ron Glozman, Chisel

Tim Cunningham, Grange

Sastry Durvasula, Marsh
