Climate change

Satellite data is reshaping the way that the insurance industry thinks about risk.

New research reveals severe storm effects such as hail, tornadoes and wind have reached $208 billion in global insured losses between 2023 and 2025.

Cotality's 2026 Severe Convective Storm Risk report reveals that underwriters can no longer rely on historical weather patterns to predict future losses.

For seven consecutive years, secondary perils have outpaced primary perils in driving aggregate insured losses globally.

Insurance companies have abandoned some California neighborhoods at lower risk of burning.

Insurers in Australia are urging legislators to set up a A$30 billion ($21.4 billion) flood defense fund as the nation grapples with surging costs from extreme weather events.

Flood Re, a state-backed insurance program, now plans to "layer up" on cat bonds, said Chief Executive Officer Perry Thomas.

PacifiCorp has been lobbying across multiple states for laws that would effectively cap payouts to fire victims.

Imagine what a consortium of insurers, state and local governments, community leaders and technology providers could do working together.

The majority of insurance professionals responding to a predictions survey said they are expecting an increase in the frequency and severity of major climate events this year.

Insurance deserts are areas in which consumers and businesses struggle to pay for or secure coverage

About half a million Indian women now have access to employment insurance against extreme heat, according to Hillary Clinton, who backed an initiative to promote such protections.

Investors in catastrophe bonds are seeing a decline, according to an analysis by reinsurer Swiss Re.

A collection of stories related to the climate crisis from 2025.

Without coverage, mortgage lenders could refuse to back home sales. Also, separate wildfire coverage could fall to the public sector.

A new analysis by RMI suggests that the current methods for counting damages from power outages means we are likely undercounting its impact.

Nvidia Corp. is offering new open-source software and models designed to help governments and businesses more easily use artificial intelligence and complex data to build their own weather forecasting systems.

U.S. homeowners are concerned about climate and insurance costs, according to Kin's Homeownership Trends Report.

AIG CEO Peter Zaffino to transition to executive chair and Eric Andersen named president and CEO-elect; InnSure launches climate risk incubator platform, plus more insurtech news.

Digital Insurance contacted insurance professionals to comment on the climate crisis and natural disasters.