Climate change

The insurance industry's research organization added 10 more states to the first four in its Wildfire Prepared Home designation program. About 35% of U.S. homes in high wildfire risk areas are not yet eligible.

It's the third year convective storm losses have exceeded $50 billion, according to the report, Severe Convective Storms: State of the Risk from The Insurance Information Institute.

Researchers examined more than 580,000 municipal bond issues and say the data shows communities with higher wildfire risk pay higher interest rates.

The U.S. accounted for 79% of global insured losses during the first quarter of this year, according to Aon's latest Global Catastrophe report.

A transatlantic team of brokers, underwriters and meteorologists devised a workaround to save Bad Bunny from losses: They installed a temporary weather station inside the stadium, linked to a bespoke policy that would pay out if rainfall exceeded a set threshold.

Regulators and policyholders are increasingly concerned about the impact of imagery on privacy and decision making.

Climate experts and insurance leaders discussed how the industry must treat extreme events not just with coverage, but also with technology, proactive mitigation and resilience, at the ClimateTech Connect conference.

Satellite data is reshaping the way that the insurance industry thinks about risk.

New research reveals severe storm effects such as hail, tornadoes and wind have reached $208 billion in global insured losses between 2023 and 2025.

Cotality's 2026 Severe Convective Storm Risk report reveals that underwriters can no longer rely on historical weather patterns to predict future losses.

For seven consecutive years, secondary perils have outpaced primary perils in driving aggregate insured losses globally.

Insurance companies have abandoned some California neighborhoods at lower risk of burning.

Insurers in Australia are urging legislators to set up a A$30 billion ($21.4 billion) flood defense fund as the nation grapples with surging costs from extreme weather events.

Flood Re, a state-backed insurance program, now plans to "layer up" on cat bonds, said Chief Executive Officer Perry Thomas.

PacifiCorp has been lobbying across multiple states for laws that would effectively cap payouts to fire victims.

Imagine what a consortium of insurers, state and local governments, community leaders and technology providers could do working together.

The majority of insurance professionals responding to a predictions survey said they are expecting an increase in the frequency and severity of major climate events this year.

Insurance deserts are areas in which consumers and businesses struggle to pay for or secure coverage

About half a million Indian women now have access to employment insurance against extreme heat, according to Hillary Clinton, who backed an initiative to promote such protections.

Investors in catastrophe bonds are seeing a decline, according to an analysis by reinsurer Swiss Re.