Homeowners insurance

The cost is down 16.5% from last year, according to The Insurance Information Institute.

The state forecasts eroding coastlines will endanger $18 billion of existing homes and commercial buildings in the coming decades.

The state's insurer of last resort is facing an investigation by the California Department of Insurance as well as lawsuits from policyholders.

Because of its soil and its status as the world's fastest-warming continent, Europe is particularly exposed. The European Central Bank estimates the region's potential damage from sinking land at more than €2.5 trillion ($2.9 billion) across all euro-area financial institutions.

As the U.S. heads into peak hailstorm season, homeowners that have installed solar power face the prospect of chunks of ice damaging their panels.

As EV adoption increases and residential charging becomes the norm, fire risk has emerged as a meaningful coverage concern.

Insurers had already doled out more than $12 billion to pay for wildfire damages as of early March, according to California state officials.

California is emerging from its wettest time of the year with new fire and drought risks.

Slow repair cycle times, widespread premium increases and the volume of catastrophic events all contribute to dissatisfaction, according to the U.S. Property Claims Satisfaction Study from J.D. Power.

The top five insurance companies have an average homeowners market share of 9.15% as of December 31, 2024.