Natural disasters

For investors, "both perils translate into operational risk, earnings volatility and stranded-asset exposure," said Mohsen Rahnama, managing director and head of catastrophe modeling and insurance solutions at Moody's, in a report.

"Record heat underscores Europe's chronic heat risk," the authors of the Swiss Re Institute report said on Tuesday.

Sen. Elizabeth Warren and other senators sent a letter to six insurers challenging their use credit-based insurance scores to determine risk-based pricing.

Edison is responsible for the first $1 billion of wildfire-related claims, which it pays using its customer-funded self-insurance program.

Insurers, reinsurers and brokers are already predicting increased premiums and bigger losses tied to natural catastrophes.

Florida changed how the legal system applies to insurance companies, making it more onerous for homeowners to use the courts to challenge denied claims or low payouts.

Organizations that prepare early will be better positioned to protect their people and minimize operational disruption when severe weather strikes.

New systems will help but insurers first need to organize institutional knowledge and review processes.

As climate change makes compound events more likely, experts warned that grappling with them is further complicated by the Trump administration's cuts to disaster work.

Human-induced changes to the global climate have "a direct and well-understood impact" on extreme heat and rainfall, according to a landmark new US National Academies report.

Competing philosophies are facing off in California's race for insurance commissioner.

Climate scientists can now quickly assess how much worse a given extreme-weather event has been made by human-caused climate change.

The path forward is to assess risk one property at a time, in close to real time, using AI.

New Zealand's flood-prone homes are outperforming the rest of the country's housing market

The findings come as climate and weather risk is increasingly becoming part of the affordability equation for many homeowners, particularly as insurance and maintenance costs rise in vulnerable regions.

Allianz predicts fewer storms for 2026, but they could still lead to heavy losses if insurers don't use the proper technology to respond.

Extreme weather will likely spur more than $20 trillion in global spending over the next decade, according to analysts at Bloomberg Intelligence.

While insurance coverage has broadly kept pace with rising catastrophe exposure, the protection gap — in absolute terms — has gone up as the value of exposed assets has grown, the Swiss Re Institute said on Wednesday.

High-resolution aerial imagery and property intelligence are enabling insurers to compress the time between landfall and portfolio-level understanding from weeks to days.

Instead of waiting for claims to confirm damage patterns, carriers can begin identifying likely impact zones earlier.