Commercial insurance

Hiscox's Underinsurance in Small Business Report suggests 77% of small businesses in the U.S. are underinsured.

Aaron Ammar, co-founder and chief insurance officer of Roamly, shared insights into the company.

Companies' use of AI is creating a variety of new risks, and their insurers may or may not have specific language in policies defining what is covered and what isn't.

The Hartford ranked number one in Keynova Group's Annual Small Commercial Insurance Scorecard.

Cedents – insurers transferring cybersecurity coverage risks to reinsurers – have an advantage, according to underwriters and brokers speaking at Zywave's recent cybersecurity conference.

Digital Insurance spoke with Ashok Krishnan, an innovation executive at AXA XL, about AI's impact in underwriting operations.

The increased sophistication that cyber attackers are getting from technology requires more frequent updates to cybersecurity defenses, according to cyber insurance experts.

AI delivers value by parsing more information from broker submissions and gathering more data points.

Insurers getting proactive about climate risks are finding that excess and surplus lines are a vehicle for innovation in coverage.

Many businesses are overlooking the full extent of their climate risk, even after they've experienced the impacts of more extreme weather first-hand.

A look at insurer innovations and strategies affecting auto coverage, affordable insurance options and renewable energy programs.

Alex Martin, CEO and co-founder of Clearspeed, shares about the company.

The models at the time overestimated the strength of the levees. They also underestimated the exposure of commercial properties.

Sarah Murrow, who became CEO of the trade credit insurer's U.S., Canada and Brazil unit on July 1, told Digital Insurance about its unique data and the advantages that it gives its clients.

Standard commercial insurance can be inflexible and fail to meet the needs of smaller businesses, but software as a service tailored to insurance better serves their needs.

Telematics data can empower commercial companies to operate more efficiently and safely.

Commissioner Ricardo Lara announced greater transparency to come for FAIR Plan data, plus a broadening of coverage to commercial properties, homeowner associations and affordable housing.

Plan sponsors can turn to narrow fiduciary liability coverage rather than broader cyber risk insurance, according to a bond and insurance firm executive.

Many AI strategies focus on high-value tasks that provide new business opportunities for agents and brokers.

Discover how artificial intelligence is reshaping commercial insurance, enhancing efficiency, and driving profitability.