Commercial insurance

Cedents – insurers transferring cybersecurity coverage risks to reinsurers – have an advantage, according to underwriters and brokers speaking at Zywave's recent cybersecurity conference.

Digital Insurance spoke with Ashok Krishnan, an innovation executive at AXA XL, about AI's impact in underwriting operations.

The increased sophistication that cyber attackers are getting from technology requires more frequent updates to cybersecurity defenses, according to cyber insurance experts.

AI delivers value by parsing more information from broker submissions and gathering more data points.

Insurers getting proactive about climate risks are finding that excess and surplus lines are a vehicle for innovation in coverage.

Many businesses are overlooking the full extent of their climate risk, even after they've experienced the impacts of more extreme weather first-hand.

A look at insurer innovations and strategies affecting auto coverage, affordable insurance options and renewable energy programs.

Alex Martin, CEO and co-founder of Clearspeed, shares about the company.

The models at the time overestimated the strength of the levees. They also underestimated the exposure of commercial properties.

Sarah Murrow, who became CEO of the trade credit insurer's U.S., Canada and Brazil unit on July 1, told Digital Insurance about its unique data and the advantages that it gives its clients.

Standard commercial insurance can be inflexible and fail to meet the needs of smaller businesses, but software as a service tailored to insurance better serves their needs.

Telematics data can empower commercial companies to operate more efficiently and safely.

Commissioner Ricardo Lara announced greater transparency to come for FAIR Plan data, plus a broadening of coverage to commercial properties, homeowner associations and affordable housing.

Plan sponsors can turn to narrow fiduciary liability coverage rather than broader cyber risk insurance, according to a bond and insurance firm executive.

Many AI strategies focus on high-value tasks that provide new business opportunities for agents and brokers.

Discover how artificial intelligence is reshaping commercial insurance, enhancing efficiency, and driving profitability.

Growth in premiums flattened in the past two years after steep growth, but new MGA entrants in the space could fuel another rise.

The top five insurance companies have an average commercial auto market share of 6.4% as of December 31, 2024.

Insurtech is allowing carriers and companies to promote safe driving practices and save time and money.

Patra provides services for property and casualty, employee benefits and commercial insurance.