Property and casualty insurance

Across the personal lines space, pricing is expected to stabilize for homeowners, auto, flood and umbrella coverage.

The National Council of Insurance Legislators (NCOIL), a group of state legislators concerned with insurance industry regulation, will reconsider a measure that failed in 2025. States have varied regulations or laws governing how insurers may set home policy premiums or drop policyholders based on aerial images of their property.

At its upcoming spring meeting, the association of state insurance regulators will hear an updated plan for a system of evaluating insurers' use of AI, and a rollout of a new call for home insurance data.

The state's regulator and a leading consumer advocacy group are parties to the settlement, which also addresses non-renewals following the January 2025 wildfires.

Hospitality company Whitbread, a Liberty client, gets more time to respond to risks.

MGAs are looking for ways to verify risk data for underwriting, according to Lisa Rowe, an underwriting executive at Specialty MGA.

SB 1301 and SB 1076, addressing home insurance non-renewals, follow earlier proposals about smoke claim damage standards, the state's home insurance of last resort, and standards for prompt payment of claims. Also, insurance commissioner clarifies restrictions on consumer advocate compensation.

A study by Aon and The Jacobson Group reported that insurers expect to increase staff as a response to increased business volume expectations.

Digital Insurance spoke with Vineet Bansal of The Mutual Group, an insurtech specializing in serving mutual insurers' operations technology needs, about its recent additions of AI capabilities, adoption progress and the future.

Digital Insurance spoke with Vineet Bansal of The Mutual Group, an insurtech specializing in serving mutual insurers' operations technology needs, about its recent additions of AI capabilities, adoption progress and the future.

Zurich Insurance Group AG's profit rose to a record in 2025.

California AB 1795, the Smoke Damage Recovery Act, would make home insurance more expensive and push more policyholders onto the state's insurer of last resort, according to an insurance industry attorney.

The founders of Insuranceclaim123, a claim adjustment review technology that uses AI, reached out to a Florida professional association skeptical of the system.

Zurich Insurance Group AG has made a sweetened £8 billion ($11 billion) bid to buy Beazley Plc, an offer that's won the tentative approval of the UK insurer's board.

California assembly insurance committee chair and the state's insurance commissioner propose measure to improve claims handling, coverage options and transparency for wildfire survivors.

KPMG survey of insurance executives finds confidence in the industry's growth, seeing a need for technology advances and upskilling their workforces.

Insurance commissioner Ricardo Lara, responding on social media, said tariffs and ICE raids are making rebuilding more difficult. Advocates also point to federal disaster relief that has been held back.

Nearly 40,000 acres were burned in the Eaton and Palisades wildfires last January, killing at least 31 people and destroying 16,000 structures.

Without coverage, mortgage lenders could refuse to back home sales. Also, separate wildfire coverage could fall to the public sector.

A new analysis by RMI suggests that the current methods for counting damages from power outages means we are likely undercounting its impact.