Property and casualty insurance

Nationwide and Whisker Labs share insights related to their partnership and the Ting sensor, which uses artificial intelligence to warn policyholders about potentially catastrophic events.

California Assembly advances mortgage protections for wildfire survivors, while agency considers advocates' role in rate increase processes. Meanwhile, state regulators are looking at how insurers use AI, and a look at regulatory budgets reveals which states are doing more with less.

Insurance tech and legal executives emphasize checking data, and working to build confidence and trust.

The insurance industry's research organization added 10 more states to the first four in its Wildfire Prepared Home designation program. About 35% of U.S. homes in high wildfire risk areas are not yet eligible.

The state's administrative law office will decide whether to accept Commissioner Ricardo Lara's changes to a law passed as a referendum in 1988, which allows consumer advocates to be compensated for their work.

Regulators and policyholders are increasingly concerned about the impact of imagery on privacy and decision making.

Comparing state regulators' resources to the size of their insurance markets, by multiple metrics, shows certain smaller states better equipped than much larger ones. This three-part series by Digital Insurance breaks down the metrics that reveal differences.

Modern flood modeling has identified more than twice as many properties at flood risk than FEMA flood maps, according to new research.

The residential property management industry has a glaring risk problem: a systemic failure to treat renters insurance compliance as a continuous obligation, rather than a one-time checkbox.

AI redefines how risks are assessed, policies are priced and claims are managed.

Some small state regulators have as much resources as large ones, comparatively. Vermont is boosted by its captive insurance industry.

Some regulators from smaller states have relatively higher levels of resources by a budget to premiums metric.

Seemingly autonomous cars may have a human assistant providing remote support. The extent of this support remains unknown, despite a U.S. senator's inquiries, and this creates uncertainty for insurers.

Carrier AI and tech executives emphasize governance, responsibility for decisions, and human judgment of more complex risks.

Regulators from larger states have more resources, as shown by the ratio of staff per insurer.

Progressive and Geico tied for first overall in the Mobile Insurance Scorecard Q1 2026 by Keynova Group.

Digital Insurance tracks the many factors affecting the use of aerial imagery in the insurance industry. These are our top stories on the subject from 2026

Tech executives share how the resource allows them to cover properties that were previously excluded.

Regulators from 12 states will conduct questionnaires with insurers, seeking insights into their use of AI, over the next six months. The results will be used to adjust the questionnaire before it is formally adopted.

The shift from transactional relationships to experience-driven engagement models is becoming a defining characteristic of successful P&C insurers.