Insure Think

Without federal oversight establishing uniform standards for AI use or data privacy protection, individual states have created their own rules.

TPAs are adopting intelligent digital solutions for data extraction, transaction processing and compliance, for higher accuracy and better use of employees' time

Global challenges demand coordinated international action and smarter regulation.

Insurance has always been about helping people survive the unexpected and that survival has never been more vital and complex.

Breaches are a matter of when, not if they will occur, and businesses can take key steps to mitigate their risk.

Insurance companies must take a fresh look at the billing and payments experience.

The first time a significant catastrophe occurs, it's a black swan, and then it becomes part of the operating environment for risk management.

Collaboration is vital in technology adoption with IT providing the technical depth and infrastructure expertise, while operations defines the outcomes that matter.

Today's emerging technology trends have given way to a measured approach focused on compliance and sustainability.

Vendors should focus on integration, interoperability and reliability.

Insurance companies must rethink legacy processes and embrace technology.

Life insurance should continue to evolve by adding flexibility, accessibility and immediate value.

Climate change costs are increasing and insurance is not keeping pace, so some assets could become uninsurable over time.

Behavioral science offers solutions to aid in customer comprehension of life insurance.

Insurers should adopt a customer-first strategy that fuses high-tech tools with high-touch engagement.

How to build a more resilient and efficient CAT playbook through communication automation.

Comprehensive mental health benefits, including financial, substance use and youth components, are necessary to cover the needs of a workforce.

AI-powered risk assessment is helping insurers move from reactive to predictive.

The integration of AI into the workers' comp space begins by making it predictive, prescriptive and focusing on the use of Agentic AI.

The hasty embrace of AI requires directors to treat governance as more than financial stewardship, pushing boards beyond passive review to proactively shaping policy.

The rapid evolution of AI-related risks make established insurance principles more vital than ever.

Consumer-facing applications like chatbots and personalized product recommendations make interactions faster, more tailored and more transparent.

Automation and AI offer ways to tailor the shopping and management experience, but the digital interaction must be balanced with human support.

AI is transforming every aspect of insurance from claims to underwriting, allowing carriers to personalize policies to customers' needs.

Prepping clients for natural disasters and climate emergencies should start with coverage and end with estate planning.

A shift is underway to serve small businesses efficiently and profitably with streamlined tools and products tailored to their needs.

By making healthcare more affordable for work, businesses reap rewards in the long run.

Understanding the factors that can lead to new product failure and learning the keys to successful outcomes.

Insurers are reimagining operating models, products and value propositions.

The adoption of Agentic AI enables carriers to redefine insurance from initial customer contact through claims resolution.

A look at why causal reasoning—not more data—must drive insurance innovation.

Insurers should adopt proactive security measures and build resilience into systems.

Budget cuts at the federal disaster agency are forcing insurance carriers to rethink underwriting, reinsurance, and catastrophe modeling, and pivot accordingly.

A comprehensive benefits package, including voluntary benefits, can help employees spend less on medical care and keep their savings intact.

As insurers, the job is to help clients model the previously unmodellable.

Enterprise data governance is the foundation for safe, scalable AI that transforms underwriting, claims, and distribution.

Modernization should never be viewed solely as an IT project.

Carriers re-evaluating their company's business process outsourcing expect the integration of Agentic AI into workflows for greater efficiency.

When it comes to digitizing company processes, many mid-market insurers can scale smarter with automation and strategic partnerships.

The transformative potential of AI depends on the underwriters, actuaries, agents and policyholders who interact with it.

AI isn't about replacing human judgement but about preparing employees to use it with confidence.

Five ways technologies and revised processes are helping insurance organizations better predict and protect.

In the wake of major losses like wildfires or hurricanes, parametric insurance can expedite payments for faster policyholder recovery.

The role of tech for insurers looking to level up fraud detection.

Insurers have a chance to collaborate with OEMs

Fraud detection and prevention have become key reasons for carriers to implement artificial intelligence.

Insurers under pressure to improve digital experience while also reducing fraud.

Insurers need to adopt robust digital risk infrastructure capable of real-time analytics and integrated stress testing.

As risks grow in complexity and frequency, reinsurers must move from hindsight to foresight.

Employer clients must be prepared to contribute additional capital to fund and secure the captive's initial surplus, typically 10% to 15% of the first year's premium.