Amidst some impressive financial numbers, the U.S. title insurance industry remains stable, according to a report titled “2013 Outlook: U.S. Title Insurance Industry,” from Fitch Ratings. The outlook reflects the belief that rating actions will balance approximate current levels over the next 12 to 18 months as financial performance has improved and capital levels remain adequate.

Fitch said the industry is adequately capitalized, although capital strength varies considerably from company to company. Fitch's view is based on a non-risk adjusted approach, such as net written premiums to surplus and a risk adjusted approach via Fitch's Risk Adjusted Capital model.

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