American workers are either unaware or in denial about the prospects of illness or accidents, notes a new report, and as a result, are not financially prepared for such incidents. The “2012 Aflac WorkForces Report,” an online survey of nearly 1,900 benefits decision-makers and more than 6,100 U.S. workers, analyzed forces impacting the trends, attitudes and use of employee benefits.

Conducted in January and February 2012 by Research Now and released by Aflac, a provider of supplemental and guaranteed-renewable insurance in the United States, the report offers some telling information about how workers feel about their health and that of their loved ones.

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