1. They slow my time to market with new products.2. Maintenance costs will only increase.
3. My staff isn't working with current technology.
4. The pool of staff that can work with legacy code is shrinking.
5. Eventually, my legacy systems will need to be replaced.
6. New technology costs more every time I have to integrate it with my legacy systems.
7. It's difficult to pull data I need for analyzing claims and underwriting effectiveness and customer satisfaction.
8. Legacy siloes restrict my ability to produce a single view of my customers.
9. The longer I wait to fix or replace my legacy systems, the more it will cost.
10. Regulation and competitors are forcing me to modernize.
Source: TowerGroup Inc., August 2003
