New York, Connecticut and Georgia have approved the Verisk Telematics Safety Scoring driver discount program, a behavior-based program that offers a set of analytical tools for telematics and usage-based insurance programs. The program has now been approved for use in 41 states, Verisk said.

The Verisk Telematics Safety Scoring program can be used for personal and commercial vehicles and monitors driver behavior to produce a risk score that underwriters can use to offer discounts, the company said. The program monitors driving trips to identify risky driving behavior, including speeding, and fast breaking and cornering. Policyholders can view feedback about their driving performance on a web portal, called Driving DNA.

"Our Safety Scoring system gives insurers the ability to review each individual's driving style, helping them link premiums to actual driving risk," said Jim Levendusky, VP of Verisk Telematics. "This capability allows insurers to create programs based on how customers actually drive. Providing driver feedback is critical in helping drivers modify behavior and promoting safer roads for everyone."

Verisk Telematics also offers a risk score and driver discount rule, called GeoMetric, that rewards policyholders who drive in areas safer than where their vehicles are garaged. The GeoMetric manual rule now available in 34 states. 

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