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1. Piggybacking on growth sectors
The hardening market will persist, but at a modest rate. Therefore, insurers will not be able to sit back and rest on rising premiums. Looking for faster-growing markets and industry niches could make profitability easier to come by.
2. Improved M&A landscape
Capital markets seem "ripe" for an acceleration of insurer deals, according to the report. Bolt-on acquisitions will remain popular, as well as broker and agent deals, meaning the distribution landscape could shift in the coming year.