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There are several different ways to categorize the emerging technologies that are impacting the insurance industry, according to SMA partner Mark Breading. His Emerging Tech in P&C Insurance: 2016 & Beyond report, discussed technologies from the physical realm, like drones and the Internet of Things, and the virtual realm, like artificial intelligence and blockchain, and evaluates how insurers are doing in incorporating them into their businesses."Although new opportunities and new value propositions often involve the combination of multiple technologies, it is still instructive to assess the technologies individually to understand which are likely to contribute most to industry transformation, where insurers are already actively engaged, and what insurer investment plans are for the future," Breading explains.


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