Auto insurance premiums are up 16% since 2011, according to NBC News, and carriers are pointing to distracted driving as the cause. Texting and other smartphone uses are the main culprit of a spike in accidents. To mitigate the risk among their policyholders, insurers are partnering with technology companies for a range of solutions aimed at curbing phone use behind the wheel. Here are some in the market.
Arbella Insurance has been running the Distractology program since 2010. A driving simulator featuring simulations developed by UMass Amherst’s College of Engineering makes the rounds to schools. Students complete the simulation, which is reinforced by an online test afterward.