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In its latest executive brief, Internet of Things, Wearables, and Insurance Customer Experience, Novarica VPs Tom Benton and Chuck Ruzicka take a look at the landscape around next generation technologies in insurance. “The future of IoT and wearables is arriving for insurers,” the analysts say. “While IoT and wearable device applications are mostly experimental so far, insurers can prepare now for the likely changes in consumer behavior that these devices will bring.” Following are some of the areas in which insurers are already experimenting: