Regardless of where you stand in the marketplace, innovation is top-of-mind for every insurer these days. Competition is fierce, and failing to innovate can make all the difference, especially when it comes to sustainable growth. Because of this, its important for CIOs and their teams to understand the importance of culture, process and structure to delivering successful innovation. To this end, Novarica recently issued a report, IT Planning for Innovation: a CIO Checklist that identifies a a checklist of 10 elements to help insurers create a business model that can both deliver results and be sustainable within a specific company. Click through to view each of these elements.