Gartner's new report, titled "Top 10 Technologies With the Greatest Impact on the Life Insurance Industry," calls on life insurers to be more aggressive with new technology adoption and core system replacements. According to the report, global life insurers are increasing their focus on topics that were "ignored or underinvested in during the last five years." Meanwhile, consumerization and compliance are placing increasing emphasis on operational efficiency. Gartner warns insurers that many emerging technologies considered for increasing processes provide limited ROI, incremental improvements at best and do not update the business model, reduce costs or generate revenue. Indeed, prioritization is crucial.