An alarmingly high number of insurance companies still have not crafted a cogent e-business strategy, with many projecting that it may take two to three years before their e-business programs are fully operational.This prediction was revealed during KPMG LLP's 12th annual insurance industry conference, held recently in New York.

In a live electronic survey of 175 senior insurance executives attending the conference, KPMG generated insights from large and small carriers.

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