Opinion News from Digital Insurance

Life insurance leaders are moving from digital transformation as a vague goal to more specific tech priorities.

The FHFA's ACV condo insurance rollback gets the balance right between affordability and safety, even if politics muddied the waters, the chairman of Whalen Global Advisors writes.

The integration of AI into insurance frameworks is also creating some legal liabilities that carriers must consider as part of any deployment.

Across the personal lines space, pricing is expected to stabilize for homeowners, auto, flood and umbrella coverage.

Three common mistakes agents make and how to avoid them.

For seven consecutive years, secondary perils have outpaced primary perils in driving aggregate insured losses globally.

Insurance leaders are implementing integrated AI platforms or components that transform entire operational workflows and reimagine how operations function.

To ensure the industry's longevity and sustain innovation, we must reimagine talent acquisition, development, and retention strategies.

The shift from product-centric insurance to experience-led, technology-enabled ecosystems is accelerating.

AI cannot replace the seasoned judgement of an experienced underwriter.

With insurance sector AI solutions, explainability has become a roadblock to broader AI adoption. But that barrier is breaking.

Insurers that advance will align technology with strategy, empower their workforce, and measure success in outcomes that matter.

Readiness starts with understanding how existing distribution and value propositions perform when no one is helping explain them.

Pet insurance allows employees to protect something that matters deeply to them, and it signals that their employers understand the realities of their everyday lives.

The new definition of stability means underwriting is more precise, documentation-driven, and less forgiving.

Integrating AI into insurance operations streamlines administrative tasks and allows agents to deliver more tailored customer experiences.

The most successful insurtechs recognize that digital transformation involves leveraging human expertise with emerging and impactful technology.

AI's ability to synthesize large amounts of data can free up agents and brokers to interact with and develop more personalized relationships with their clients.

Digital transformation in long term care involves reimagining risk management through intelligence, interoperability, and human centered design.

Preventing insider harm through human connection requires a fundamental shift in how companies think about security.