Analytics, mobile, social, cloud and cyber — when these five forces mature, converge and are baked-in instead of bolted-on, insurers move closer to achieving the possibilities of what Deloitte calls a Postdigital Enterprise — embracing industrialization but with digitalization at its core. “Elements of Postdigital,” is the theme of the firm’s just-released “Insurance Tech Trends 2013” report.

In its report, Deloitte breaks up the 10 trends into two groups: Disruptors and Enablers. To see a slideshow on the Enablers — technologies in which many CIOs have already invested time and effort, but Deloitte says warrant another look because of new developments or opportunities — click here. Many of the trends in the report point to opportunities that can create sustainable positive disruption in IT capabilities, business operations and sometimes even business models in the Postdigital era.

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