As conference season winds down and the summer begins, most insurers are beginning the process of formulating their 2013 IT budgets. While most plans won't be finalized until September or October, insurers are already discussing priorities and starting to determine their technology-enabled business capabilities for 2013 and beyond.
Novarica's 2013 budget research will be published in Q4 once most budgets are in place, but based on some of the activity we've observed this year, I can offer the following predictions:
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