An Internet-only health plan for individuals and families, called Net Saver, has been introduced by Health Net Life Insurance Company, a Woodland Hills, Calif.-based health insurer.With Net Saver, there are no paper-based application or enrollment materials. Once a secure, encrypted online application is completed by an applicant, it is downloaded by the consumer for record keeping and submitted at the same time to Health Net for processing. Net Saver's online processes help to speed the application submission process. It's not uncommon for applications to be submitted in the middle of the night by Internet-based brokers such as, according to Health Net Life Insurance Co.

"We work with more than 140 of the nation's best health insurance companies, and Health Net of California is the first to launch an Internet-only plan that meets the distinct needs of consumers who prefer to do business online," said Robert Fahlman, senior vice president and chief operating officer of Core Products for EHealthInsurance.

Net Saver is a Preferred Provider Organization (PPO) plan that comes with affordable deductible levels and premium rates starting at $33, depending on family status, age and location, for individuals and their family members who do not have access to employer- or government-sponsored health plans.

Health Net offers Net Saver through its Web site at, and it provides electronic tools to enable insurance brokers and Web-based insurance sales sites to sell this Internet-only product.

Health Net Life Insurance Co. is a wholly owned subsidiary of Health Net of California.

Source: Health Net of California

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