Cloud computing, mobile technology, artificial intelligence and the Internet of Things are no longer "emerging," they have arrived and insurers feeling threatened by insurtechs should turn to these digital tools to fend them off.

That’s according to author and innovation advisor Chunka Mui, who delivered a keynote on day two of the IASA Educational Conference and Business show in Orlando. Mui believes that there are several core principles separating innovation winners from losers, based on his research and published works dating back to the late 1990s.

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