In my last
Almost four weeks have elapsed, and I am still waiting for my house insurer to come back to me on whether the premium has changed, based on the surveyor report. I now have an e-mail address of a customer service technician who I bother weekly. But the process leaves me immensely frustrated and annoyed at the insurer.
Questions in my mind:
• The renewal cost to the insurer is a function of the amount of time (read: resources) a policy requires in it’s handling, so just how much is this renewal costing them?
• What technology is in place, and how much automation is being leveraged? Do they have a workflow system?
• How paperless is the process? Have they scanned in the surveyor documents to reduce the friction costs of passing this through the organization?
• Have they considered using mobile updates to the customer to keep them informed of progress? My online supermarket uses a similar process with fantastic results.
But all is not lost—there is a glimmer of hope for UK PLC customer service. I received an e-mail from
As a Kwik-Fit customer, I would have this person’s name and direct number. Any changes that I need to make, or any queries at renewal, I can call this person directly. What a refreshing change. A key element to customer service is keeping the customer informed and such direct access into the organization does just that.
I challenge my house insurer to take a note out of the customer-service booklet of Kwik-Fit. The old adage is that insurance is sold and not bought, inferring that it’s a forced purchase. Whilst that is true, insurers could learn a lot from best practices in the retail industry, where companies know the value of looking after the customer.
So for this month, the Onion award goes to my house insurer (who shall remain nameless), and the Orchid Award goes to Kwik-Fit.
NOTE: This author has no shares or any other links to Kwik-Fit!
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