Last February, PwC Consulting unveiled an intriguing concept known as the Virtual Insurance Community (VIC), an end-to-end component-based e-business solution designed for property and casualty insurance carriers.One major distinction that set VIC apart was its vast array of services, including Web portal development, application hosting and front- and back-office components.

Another aspect that set VIC apart was its partners. PwC's VIC consisted of a consortium of no fewer than a dozen insurance industry technology providers-from Castek Software Factory to Siebel Systems, each bringing its own component-based IT competencies to the table.

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