Addressing a joint session of Congress, President Obama yesterday elucidated his vision for health care reform. Excluding his embrace of a public option, Obama’s plan largely mirrored the plan recently proposed by Senate Finance Committee Chairman Max Baucus (D.-Mont.).

Like the Baucus plan, Obama proposes a slew of new rules under which health insurers would operate. These include prohibitions against denying coverage due to pre-existing conditions; eliminating caps on the amount of coverage individuals can receive in a given year or lifetime; and requiring insurers to cover routine checkups and preventive care, such as mammograms and colonoscopies.

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