Faced with continued economic, competitive and regulatory challenges, P&C insurers are taking advantage of opportunities to improve underwriting discipline, drive operating efficiencies and leverage data and enhanced analytics to sustain growth and gain a performance advantage, according to Ernst & Young LLP’s recently released “2014 US Property-Casualty Insurance Outlook.”

Shifting external forces and stronger international operating fundamentals will characterize the 2014 P&C insurance market in the United States, according to Ernst & Young, a global provider of assurance, tax, transaction and advisory services. These evolving forces include the economic environment, interest rate conditions, the industry’s capital position and its effect on competition, and the pace of technological change.

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