Insurers will now be considered under a revised set of guidelines when it comes to their ratings. Moody's Investors Service recently announced it updated its rating methodologies for both life and property/casualty insurers nationwide. The official titles are: "Moody's Global Rating Methodology for Life Insurers" and "Moody's Global Rating Methodology for Property and Casualty Insurers." 

Moody's new guidelines are based on its previous methodological, which assessed the credit risk of insurers throughout the recent financial crisis, but now includes refinements based on the experience of the past three years. The rating agency doesn't expect these revised methodologies to affect insurers' current ratings.

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