Data security

The 2026 Travelers Institute Risk Index finds that as AI is creating new opportunities for cyber incidents, but many are underinsured — especially smaller businesses.

Insurers serving the growing microbusiness market must understand how digital risks to this segment are evolving and adapt accordingly.

Cyber policies must keep pace with a surge in incidents fueled by AI, as well a growing trend toward account takeovers.

Large corporations generate more than $7 billion in global market premium, and AI fueling more cyber incidents, many remain underinsured, according to the latest Swiss Re report.

BEC claims were 57% higher in the first half of 2026 compared with the same period last year, and fraudsters are increasingly focused on account takeovers, according to the Travelers' Q2 2026 Cyber Threat Report.

Real improvement in managing uncertainty from a risk perspective won't come from better technology alone.

Insurance needs to stop treating its shrinking pool of checks as business as usual, especially when the data needed to manage the risk inside that pool already exists inside most carriers' own systems, writes Shareen Minor, chief revenue officer, U.S., at Vitesse.

Cyber incidents raise key questions about coverage, particularly when it's a third party under attack, writes Deborah Dioguardi, EVP and Professional Lines National Practice Leader at Jencap.

One in four malicious breaches are AI-enabled and cost $6 million on average. Insurance companies are a top target, and also bear the cost of claims.

The rise in infostealer malware and increasingly sophisticated phishing campaigns is compounding the problem for insurers.

Teams should revisit sourcing decisions continuously, rather than treat them as fixed multi-year commitments.

Fraud prevention is the foundation for trust at scale, shaping how confidently customers engage.

A survey of insurance leaders and other professionals finds that 29% of U.S. businesses experienced at least one AI-enabled cyber incident in the past year.

Genuine readiness in 2026 requires documented third-party access audits across broker and TPA relationships plus evidence that controls were verifiably in force.

Insurers will start relying on more advanced approaches to evaluating cyber risk, including continuous cyber risk monitoring.

Consumers still see value in AI, but are wary of how it's used, according to a Smart Communications report.

Criminal groups are using AI to assist in their attacks, overcoming companies' technological defenses, according to Travelers' Q1 2026 Cyber Threat Report.

Cyber incidents, economic pressures and AI emerged as top concerns, according to a survey from The Insurance Information Institute (Triple-I) and Munich Re.

Celebrities trademark their own likenesses, calling attention to the commercial risks of deepfakes, and how insurers could write coverage.

The technology is lowering the bar for cyber criminals attacking companies, according to Ryan Kratz, head of cyber for North America at MSIG USA. Kratz spoke with Digital Insurance about how the new type of attacks work.