Cyber incidents, economic pressures and AI emerged as top concerns among consumers, small-business owners, middle market decision-makers, P&C insurance agents/brokers and P&C insurance carriers, according to
"Today's risk environment is being shaped not only by catastrophe and cyber exposures, but also by the interaction between economic inflation, geopolitical uncertainty, supply chain pressures and rising legal costs," said Michel Léonard, chief economist and data scientist at Triple-I,
RiskScan 2026 examines risk and various exposures to the U.S. and U.K. RTi Research conducted the survey online and counted more than 1,700 respondents.
"The data shows economic conditions are increasingly acting as a multiplier of insurance risk, affecting affordability, claims severity, capital allocation and long-term market stability across the insurance value chain," Léonard said.
The study suggests that economic inflation, economic decline and rising property-insurance costs remain the top market concerns across those who were surveyed.
"As flood, cyber and other interconnected exposures continue to evolve, the industry has an important opportunity to strengthen public understanding, close protection gaps, and work collaboratively with consumers, policymakers, businesses, and communities to better predict, prepare and prevent ever-increasing risks" said Sean Kevelighan, CEO of Triple-I, in the release.
