On June 30, 1908, the insurance industry dogged a bullet when an explosion leveled miles of forest near the Tunguska River in central Siberia. While still subject to some debate, the damage is largely attributed to a medium-sized comet or asteroid exploding in the lower atmosphere above the forest.

Though such events are rare, a new report from Newark, Calif.-based Risk Management Solutions Inc. (RMS) assesses the impact of a Tunguska-type event over a densely populated region.

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