When Philip Swift responded to a classified ad for Fireman's Fund Insurance Co., little did he know how that decision would change his life.Swift, living at the time in Liverpool, England, accepted the offer to work for the Novato, Calif.-based carrier, but in the back of his mind he believed his stay in the United States would be short.

Sixteen years later, Swift's career has progressed from being a team leader at a traditional brick-and-mortar carrier to becoming CIO of an Internet insurance company, San Francisco-based Esurance Inc.

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