The insurance industry seems to suffer from a variety of ills right now, not the least of which is the claim that it lacks the ability to keep pace with technology best practices. Repeatedly compared to the successes seen by the banking industry, insurers are thought to quietly plod along, focused on a methodical, risk-averse approach to using technology to foster both organic and acquisitive growth.

To make matters worse, the term "innovation" isn't typically used in the same sentence with words such as underwriting, actuarial or mortality tables. Instead, the term usually describes pioneers, specifically in technology.

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