With investment income seemingly enfeebled to for the near time, property/casualty insurers will have to put a renewed emphasis on organic growth and underwriting, a new report from Dallas-based management consulting firm Robert E. Nolan Co. contends.

The report, titled "Operational Priorities for Property and Casualty Executives," underscores the urgency of this endeavor, noting that in light of the financial crisis, insurers’ return on equity has dropped by a over 80% compared to prior years and their policyholder surplus has dropped measurably.

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