The Consumer Federation of America (CFA) and Unum Insurance found that only 13 percent of all employees say they know "a lot" about disability insurance, 41 percent who say they have coverage know how much it costs and 90 percent of those given information about disability insurance say they want this coverage.

“If there were three-times the sales agents currently selling insurance, a lot more people would have disability coverage,” says President and CEO of AccuQuote Byron Udell, who sells disability insurance in the Chicago metropolitan area. “The number of insurance agents has decreased and disability insurance has never been an easy sell so people don’t hear about it.”

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