Technology is evolving so quickly that, as an industry, we have to continuously work to understand all of the complex risks our mutual clients face.

Companies often are scrambling to obtain the policies they need to protect themselves from all possible scenarios — sometimes without really understanding where both coverage overlaps and gaps exist. This can create a situation where companies unknowingly double pay for coverage, or don't realize that they are not being covered at all. In these situations where the coverage lines are blurred, major claim disputes can ensue, leaving companies vulnerable when they need the help the most.

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