Health Insurers Ranked By Employers

J.D. Power's newest report, "2012 Employer Health Plan Study," indicates that employers are interested in reshaping their distribution models as much as members are. 47 percent of employers say they "definitely will" or "probably will" switch to a defined contribution model within a private exchange. In J.D. Power's "2012 Member Health Plan Study," published earlier this year, 42 percent of respondents with employer-sponsored coverage expressed interest in the defined contribution model as well. The report went even further, claiming that as other options become available, some employers may consider eliminating coverage altogether. Yet, despite uncertainty regarding future costs and methods of covering healthcare, only 13 percent of fully insured employers and 14 percent of self-funded employers say they "definitely will not" or "probably will not" continue to sponsor employee coverage at all.