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10. Rise of social media tools

Anticipated rank of opportunity in 2015: 9
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exponential growth curve sketched with white chalk on blackboard, eraser smudge patterns

9. Exponential growth of data and analytical tools

Anticipated rank of opportunity in 2015: 6
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Unique wooden house in group look at you, standing out from the crowd, isolated on white background

8. Personalization of medicine and insurance policies

Anticipated rank of opportunity in 2015: 10
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Concept of Globalization. Earth puzzle on white background. 3d

7. Impact of global demographic changes

Anticipated rank of opportunity in 2015: 8
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6. Re-optimizing capital structures and redesigning asset liability strategies

Anticipated rank of opportunity in 2015: 7
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Market Trend Compass

5. Growth in emerging markets

Anticipated rank of opportunity in 2015: 5
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4. More effective enterprisewide risk governance

Anticipated rank of opportunity in 2015: 4
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Many people speaking and greeting each other with speech bubbles and the word Friend to symbolize friendship

3. Shifting sales to accomodate changing customer needs

Anticipated rank of opportunity in 2015: 1
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Scales as symbol of law justice court fairness choice 3D render with clipping path

2. Promoting fair outcomes for customers

Anticipated rank of opportunity in 2015: 2
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Computer concept, technological progress. Eps 10

1. Improved distribution and product development

Anticipated rank of opportunity in 2015: 3