Joe McKendrick

While the concept may seem bewildering, it actually is based on a basic six-step process.

And insurers are ready to feed that beast, as initiatives at MetLife and others show.

Efforts to make AI more accessible also may alleviate the shortages of data and computer scientists.

The industry's human element is an asset that can’t be abandoned, especially at a time when disruptors are attempting to come in from all directions.

Because they gather and hold so much data, carriers enjoy a supreme advantage as data-driven models take over.

With today’s digital tools and platforms, the technology can be applied to various aspects of the insurance value chain.

Policyholders like what digitally focused entrants have to offer, but are more likely to trust established players.

Enterprises remain committed to building on their legacy infrastructures, but the massive influx of data poses new challenges to incorporating it all.

Emerging AI technologies will allow insurers to make more nuanced, on-demand decisions and expand their product portfolio.

Insurance companies can help consumers stay informed on risks to lives and property, evolving them into life-coaches.