Distribution

Obamacare has always depended, both operationally and politically, on an alliance between the administration and insurance companies. But that alliance is vulnerable.

Nearly all insurers also expect Congress will reauthorize the Terrorism Risk Insurance Act, according to I.I.I. survey, which revealed deeply divided economic outlooks.

UnitedHealth Group Inc., the biggest U.S. health insurer, said earnings rose 15 percent, boosted by growth in its Optum technology business as well as enrollment gains.

Insurer selects DataHub and InfoCenter to help increase responsiveness to customers, business partners.

Business interruption and natural catastrophes pose the biggest threats, according to the Allianz Risk Barometer; for the first time, cybercrime and reputational loss enter the top 10 risks in United States.

Chief distribution officer says company is "moving a bit upscale into a more mass-affluent space, incorporating retirement planning into the protection focus."

The patient-mix is important to health insurers that would have to decide by the end of May whether to keep selling exchange plans in 2015.

Companies enter into 10-year distribution agreement to allow MetLife to provide credit insurance products to Citi clients in 15 markets.

Health insurers are in a tough place; asking the administration for a break is almost begging members of both parties to beat the snot out of them, but unless the administration bails them out they look set to lose quite a bit of money next year.

In a recovering economy and armed with strong capital positions, life insurers and annuity providers should take the opportunity to become more customer centric through technology innovation, industry experts say.