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Extreme weather will likely spur more than $20 trillion in global spending over the next decade, according to analysts at Bloomberg Intelligence.

While insurance coverage has broadly kept pace with rising catastrophe exposure, the protection gap — in absolute terms — has gone up as the value of exposed assets has grown, the Swiss Re Institute said on Wednesday.

AI is reshaping not only how insurance firms operate, but also how policyholders shop — a trend that is both cutting costs and increasing revenue.

High-resolution aerial imagery and property intelligence are enabling insurers to compress the time between landfall and portfolio-level understanding from weeks to days.

There were about 50 funding events in the insurtech sector in May 2026, according to a review by Digital Insurance.

Deloitte released its 2026 Insurance Prediction, which explores how agentic AI is poised to reshape life insurance distribution and reach.

New legislation would require insurers to submit supporting actuarial evidence for rate increases to the state's Department of Insurance. Insurers lacking justification will be required to provide rebates to consumers.

Research shows a trend of underdelivery, putting upcoming investments based on projections in question.

Instead of waiting for claims to confirm damage patterns, carriers can begin identifying likely impact zones earlier.

Digital Insurance interviewed seven of the insurance commissioner candidates about how they would address the state's insurance crisis, AI risks and opportunities, rate increases and climate change issues.