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The Americas dominate the global market for IoT devices, accounting for 49% of the overall market share.

CIO Philip Fasano retains his role, while chief investment officer Douglas Dachille gains oversight for data science.

Insurers have made big steps in integrating the Internet of Things and smart devices into the business. Here are some of the most interesting initiatives of the year.

Ron Guerrier joins the insurer effective immediately to lead the technology organization.

The deal is expected to close within six months.

Customers are pushing for new tools ranging from robo-advisers to omnichannel access, while insurers will use digital technologies to transform their offices, both on the front and back-end.

Accenture's flagship administration platform for life insurance is now available in a cloud version on Microsoft Azure.

ZocDoc Inc. and Oscar Health Insurance Corp. are providing free Internet advertising that will target the uninsured.

Although the potential opportunities and threats are vast and varied, a number of important themes emerge.

Insurance is changing: it will be lean and 'just in time,' driven by the Internet of Things, digitally delivered and serviced.