Cybersecurity is a major concern for insurers, with a recent shutdown at AFI due to suspicious network activity showing how close to home a cyber threat can be.

There were about 40 funding events in the insurtech sector in November, according to a review by Digital Insurance.

The top five states have an average of 417.59 cybersecurity-related searches per month per 100k residents.

The top five states have an average of 603.94 cybersecurity-related searches per month per 100k residents.

The top three companies have combined net premiums written of more than $53 billion.

There were about 50 funding events in the insurtech sector in October, according to a review by Digital Insurance.

Insurtechs launching an ethical AI consortium to set guidelines for AI use and actuaries considering the pros and cons of the new technology are among the ways AI is changing insurance.

The top five metropolitan areas have an average expected loss per capita of $12.65.

The bottom five metropolitan areas have an average expected loss per capita of $760.87.

The top three insurtech-owned carriers had more than $10 billion combined in direct premiums written.

The least expensive three companies have an average cost for minimum coverage of $493 for drivers with a clean record.

The least expensive five states have an average cost for minimum coverage of $316 for drivers with a clean record.

The least risky five states have an average liability insurance requirement of 31/62/50 (in thousands of dollars).

The top three infractions have an average insurance premium increase of 103% after the infringement.

The most risky five states have an average liability insurance requirement of 20/40/15 (in thousands of dollars).

In the six states where credit score matters the most, a driver with no credit pays on average 94% more for car insurance than a driver with exceptional credit.

In the five states where credit score matters the least, a driver with no credit pays on average just 11% more for car insurance than a driver with outstanding credit.

The top five cities in the ranking have an average total score of 64.06.

The most expensive five states in the ranking have an average annual cost for renters insurance of $150.

The top five states have an average insurance premium increase for a DUI conviction of $1,366.80.