The number of Americans who believe it is acceptable to alter insurance claims has decreased over the past 11 years. Still, according to new findings from an online Insurance Research Council (IRC) public opinion study, 24 percent of Americans believe it is acceptable to increase an insurance claim by a small amount to make up for deductibles they are required to pay. Additionally, 18 percent believe it is acceptable to increase a claim to make up for premiums paid in previous years when they had no claims.

Younger male respondents were more likely to view claim padding as acceptable. Among 18- to 34-year-old males, 23 percent agree it is alright to increase claim amounts to make up for premiums, compared with just 5 percent of their older male counterparts and just 8 percent of females aged 18-34.

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