Americans are relying on technology to help with their personal finance needs, but most (60 percent) use it to simplify and automate financial tasks such as banking and bill payment, according to a recent survey conducted by Northwestern Mutual's financial literacy website,

Among those using technology for daily finances, the millennial generation leads the way, with 62 percent using online banking or automated bill payment, versus 60 percent of Generation X and less than half (37 percent) of those aged 60 or older.

"Technology is helping Americans get a better handle on their day-to-day finances, especially when it comes to routine tasks such as banking and bill payment," says Angela DiCastri, director at Northwestern Mutual. "It also provides exciting opportunities for individuals to learn the basic foundations and best practices for personal financial planning."

In other findings:

• The use of personal finance software is highest among those age 60 or older (12 percent) versus 2 percent or less for the other age groups.

• Among individuals who use technology for money-related tasks, 40 percent use it on a daily basis and 41 percent use it at least once a week.

    The poll features 955 respondents nationwide who took a survey on between January and March of this year.

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