Progressive Insurance is the undisputed leader in usage-based insurance in the United States in terms of users and miles, and the company intends to extend its dominance through a recent spate of partnerships and product releases.

On Thursday, Progressive announced a joint-research partnership with Italian insurer The Generali Group, and Dave Pratt, general manager of UBI (usage-based insurance) met with Insurance Networking News to discuss different theories and practices in UBI, the imminent launch of Progressive’s new multi-state smartphone-based UBI technology, and the rollout of Smart Driver discounts, which are based on behavioral data gathered by OnStar, in partnership with General Motors.

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