The
Most of the 20 models identified with the highest whole-vehicle theft claim frequencies are expensive vehicles, high-horsepower models and pickup trucks.
"Muscle cars have often topped this list, as thieves are attracted to vehicles with high horsepower," said Matt Moore, chief insurance operations officer at HLDI and the IIHS, in the press release. "That also helps explain why the more expensive, more powerful ZL1 is stolen so much more often than the standard Camaro."
According to the HLDI, theft claims for 2016 to 2024 Camaro models surged in 2023 and peaked in March 2024 at 18 claims per 1,000 insured vehicle years. General Motors launched a
"We expect powerful and high-value vehicles to be targeted, and these models check both those boxes," Moore said. "But it stood out to us that Camaros that were nearly 10 years old had such high claim frequencies."
The IIHS also revealed the vehicles with the lowest claim frequencies for whole-vehicle thefts, which include eight electric vehicles (EVs) and two plug-in hybrids. The Tesla Model 3 4WD topped the list, followed by the Tesla Model Y 4WD and Tesla Model 3 2WD.
The analysis reveals that these 20 models have whole-vehicle theft claim frequencies that are more than 85% lower than the all-vehicle average. The HLDI research notes that EVs are more likely to be garaged or parked near buildings for charging purposes, which is more likely to deter thefts from occurring.
