Technology is the top challenge to successfully executing capital utilization plans in the next one to two years, according to a survey of chief financial officers recently conducted by Towers Watson, a professional services company.

The “Towers Watson’s North American P&C Insurance CFO Survey Program” concentrated on capital use and reserving in the P&C insurance market. Financial strength ranked as the primary driver of capital utilization decisions, according to 61 percent; taking advantage of opportunistic ventures placed a distant second with 30 percent, followed by market demand for products and channels, with 26 percent.

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